1. Services Provided
Amanat Business Solutions Inc. ("ABS") provides tax preparation, fintech consulting, immigration guidance, separation financial statement preparation, mortgage and loan documentation preparation, and luxury ride services (ABS Lemo) to clients in Brampton and the Greater Toronto Area. All tax services are performed by a CRA Authorized Representative (CRA Registered EFILE Representative).
5a. Mortgage & Loan Documentation
ABS provides mortgage and loan documentation preparation services only. ABS does not act as a licensed mortgage broker, mortgage agent, or lender. ABS does not guarantee any mortgage or loan approval outcome. All approvals are subject to the policies and decisions of financial institutions and licensed lending professionals. ABS may refer clients to licensed mortgage professionals for loan processing. This service is offered independently and is not regulated mortgage brokerage activity under the Mortgage Brokerages, Lenders and Administrators Act (MBLAA). The Financial Services Regulatory Authority of Ontario (FSRA) regulates mortgage brokerage activity in Ontario. Fees for documentation preparation are non-refundable once work has commenced.
2. Client Responsibilities
Clients are responsible for providing accurate, complete, and truthful information required to perform the requested services. ABS is not liable for errors, omissions, or penalties arising from incomplete or inaccurate information provided by the client. Clients must provide all required documents (T4, T5, T5007, SIN, etc.) before services can be completed.
3. Fees & Payment
All service fees are quoted prior to commencement of work. Payment is due upon completion of services unless otherwise agreed in writing. ABS accepts cash, Interac e-Transfer, and major credit/debit cards. All prices are in Canadian dollars and subject to applicable HST (13%). Fees are non-refundable once the return has been filed with CRA.
4. CRA Filing & Authorization
By engaging ABS for tax services, clients authorize ABS to act as their CRA representative for the purpose of preparing and filing their tax return. This authorization is limited to the specific tax year(s) agreed upon. ABS will file returns using CRA-certified EFILE software. Processing times are subject to CRA timelines and are beyond our control.
5. Separation Financial Statements
ABS provides financial document preparation services including wealth estimations and net family property calculations for separated individuals. These documents are prepared for informational purposes only and are intended to assist your legal counsel. ABS is not a law firm and does not provide legal advice. Clients should consult a licensed family law lawyer for legal guidance.
6. ABS Lemo Ride Services
ABS Lemo luxury ride services are subject to availability and confirmation. Bookings are confirmed via WhatsApp within 60 minutes of request. Fares shown in the fare calculator are estimates — final fares are confirmed before the ride. Cancellations must be made at least 2 hours before scheduled pickup. No-shows will be charged the full fare. ABS Lemo is not responsible for delays caused by traffic, weather, or circumstances beyond our control.
7. Confidentiality
ABS treats all client information as strictly confidential. We do not share, sell, or disclose personal information to third parties except as required by law or CRA regulations. All client files are stored securely in compliance with PIPEDA (Personal Information Protection and Electronic Documents Act).
8. Limitation of Liability
ABS liability is limited to the fees paid for the specific service in question. ABS is not liable for CRA reassessments, penalties, interest, or other consequences resulting from information provided by the client. Clients are responsible for reviewing their completed returns before submission.
9. Amendments
ABS reserves the right to update these Terms of Service at any time. Continued use of our services constitutes acceptance of the updated terms. Clients will be notified of significant changes via email.
10. Governing Law
These terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein.
11. Contact
For questions about these terms, contact us at [email protected] or 438-483-3358.
Last updated: March 2026 · Amanat Business Solutions Inc. · 47 Commodore Dr, Brampton ON L6X 0S6
